Even for the Ebeneezer Scrooges among us, there’s no denying that holiday season is just around the corner. We’re buying presents, making plans and saying yes to almost anything that comes our way. Whether that’s another mince pie or new outfit for our work’s annual party.
It’s true that the demands of this time of year can put a strain on people’s finances and leave us feeling worried about how we are going to afford everything! To help alleviate some of these worries, how about we have a look at the core WorkLife benefits and how they might be able to help us?
Firstly, let’s stay calm. WorkLife members have access to an NHS-approved mental wellbeing app, Thrive, which is available for 24/7 digital support. Offering courses of CBT, tips for deep muscle relaxation and various other techniques to cope with troubling times, there is virtually no reason to have it missing from your phone apps! More good news about this? It has already been paid for by your employer! So take advantage of this service and keep on top of your mental wellbeing this holiday season.
It also helps to shop smartly when it comes to things such as holiday presents and eating out. For just a £5 annual fee, you will have access to the bYond card where you will earn that £5 back in no time. Earn back anything from 3 to 15% when you spend at over 50 high street retailers. Just spend as you usually would, but watch the money arrive back into your account. Never pay full price again!
As WorkLife members, you also have access to financial wellbeing tool, OpenMoney. OpenMoney is a mobile app where you can connect all your bank accounts, pensions, even your student loan. Being able to take a bird's eye view of your finances can be useful as it allows you to see what excess income you truly have, and it makes sure that you don’t experience any nasty surprises. You can also use the budgeting tool on the OpenMoney app to track your spending and make sure that you are committing to your budget and not overspending in any particular area.
And it doesn’t stop here! Be prepared for next year’s festivities by using your core benefits all year round. Get into a routine with Thrive, make savings with bYond and be prepared for next year by setting your long term financial goals, with help from OpenMoney.
There is no time to waste! So to make use of all of these great benefits and more, visit your WorkLife platform today.