What Car? Affinity Scheme

The mortgages and homebuying by OpenMoney is a free service that gives regulated, personalised advice on every aspect of buying your first home, tailored to you and the home that you would like to buy. OpenMoney’s mortgages and homebuying service can provide your employees with advice on how to build the deposit for their first home. Once they have built a deposit, their expert advisors can find the right mortgage for them, as well as give advice and recommendations on all the other aspects of buying a first home – such as solicitors, surveyors and insurances. They’ll receive all of the advice online, and it’s completely free*.


*Your home may be repossessed if you do not keep up with mortgage repayments. Our advice is free. When you take out a mortgage the lender will pay us a commission for recommending them and when you take any insurance the provider will pay us a commission for recommending them. This is something that you do not pay.

We have partnered with What Car? Affinity to offer a unique car purchase discount scheme that gives employees exclusive access to market-leading savings on thousands of new cars, supplied by a carefully selected panel of trusted franchised UK dealers.

With guaranteed savings, deals are rigorously benchmarked to ensure they’re among the best in the market. They’re also updated regularly, so great savings can be achieved on the latest and most exciting models. Any car purchased through What Car? Affinity can be privately owned by the person ordering the car (whether that’s you, your friends or family members).

CAF is one the UK’s largest charities which helps people and businesses to support the charities they care about simply and tax-effectively. 

CAF Give As You Earn is the leading UK Payroll Giving scheme that enables employees to give to any UK charity straight from their salary. With Payroll Giving, employees can provide charities with a regular income, to allow them to plan ahead and budget for the future. Donations are tax efficient because they are taken before tax is applied, which means the charity get more of your donation and it costs you less.

Gourmet Society is a prestige dining club which sits on the WorkLife platform. Gourmet Society offers members some of life’s delicacies for less. With countless savings on dining, cinema tickets, outings, pizza delivery, online shopping and more, our members can enjoy the Gourmet Society experience whenever they like, without worrying about the cost. Members enjoy 25% off food and drinks at thousands of UK restaurants including independent eateries and national delights amongst other fantastic benefits.

WorkLife has partnered with Octopus to provide a new, cost-effective and sustainable alternative to owning a car. Through a salary sacrifice arrangement employees can benefit from an affordable electric vehicle leasing scheme which allows employees to lease an electric vehicle of their choice, as well as receive comprehensive motor insurance, roadside assistance, servicing, and ongoing maintenance. Your employees will face no upfront costs, or credit checks, but can make substantial savings on tax, fuel and emissions.

For employers? Enjoy no set up or ongoing costs, as well as leaver protection, including resignation and redundancy, and in addition, parental leave and long-term sick allowances. Offering electric cars as part of your suite of benefits is an excellent step to reduce your carbon footprint and improve your ESG position, reflective of a forward-thinking employer.

At WorkLife we wanted to curate a range of benefits that allow employees to feel fully supported both at work and at home. We know that peace of mind comes when we’ve taken proper care of the ‘what ifs’ in life and easing the burden on those we will leave behind.

So, we’ve created MyLife Estate Planning. As part of your benefits package provided by your employer, you have a £150 credit that allows you to create either a will or lasting power of attorney.

As well as the ability to create a will, you also have access to expert advice and guidance including how to reduce the cost and burden of probate and estate administration.

This helps you reduce the burden of inheritance tax, ensures your assets can stay within your family and can provide you and your loved ones that all important peace of mind.  

Your will, your way.

At MyLife, our customers can create their will however they feel most comfortable, which is why the £150 credit provided to you by your employer covers the cost of creating a will in any of the following ways. You can:

Do it yourself – using our online will writing software approved by the Society of Will Writers and the Institute of Professional Will Writers.

Do it with us – Still using the software but being guided through the process by one of our team.

Let us do it for you – The best way to create certainty. One of our Estate Planning Consultants will work with you to ensure you consider every eventuality, are aware of all your options and able to make an informed choice. They will then oversee the drafting of your documents to ensure that your requirements are met.

Mouthy Money is the personal finance blog with a beating heart. Real stories, told by real people and chock full of jargon-free tips and tricks to help you get a hold of your finances.


From buying a home to budgeting, or maximising your salary to supersizing your savings, Mouthy Money covers everything you need to know about spending, saving and earning money.

We ask real people to share their real-life money tips, to help you keep your cash where it belongs – in your pocket. You won’t find any suits or jargon here.

Critical Illness Cover pays a tax-free lump sum directly to an employee if they’re diagnosed with one of a number conditions or undergo a listed surgical procedure – including cancer, heart attack and stroke.

WorkLife by OpenMoney has partnered with an award-winning provider to provide fixed cost, easy to implement cover. Our partner is one of the UK’s leading group insurance providers and creates benefits and wellbeing support that matters most to employers, employees, and their families. Quick and straight forward from quotation to implementation, these benefits have been designed for a company like yours and are provided by employee benefits experts. WorkLife clients can choose from different levels of employer-paid cover.

Policy terms and conditions apply.

Life Insurance pays a tax-free lump sum to an employees’ loved ones if they pass away – as well as providing much needed practical and emotional support.

75% of employees say they are more likely to stay with their employer, or join a different company, if they offer a good benefits package* – and Life Insurance is one of the most highly valued benefits by employees. Put your business ahead of the competition with easily understood benefits which show you care.

WorkLife by OpenMoney has partnered with a market leader to provide fixed cost, easy to implement cover. Our partner is one of the UK’s leading group insurance providers and creates benefits and wellbeing support that matters most to employers, employees, and their families. Designed for a company like yours and provided by market leading employee benefits experts, there are different levels of cover available for employers to choose from.

*Capita: Employee Insight Report (2018)

Policy terms and conditions apply.

It's well known that a happy workforce is a productive workforce. That's why WorkLife has teamed up with Thrive, the mental health and wellbeing app that's approved by the NHS! Employees get unlimited access to the Thrive app that offers meditations, computerised Cognitive Behavioural Therapy (CBT) and more.

The Thrive app can help identify risk factors for stress and then provide tools to reduce these factors and even help change habits. The app is a recognised by the NHS as an effective stress prevention tool.

Users simply have to download the app and get started with relaxation techniques, thought training and even sleep improvements.

MyActiveDiscounts is an exclusive network of discounted sport, fitness and wellness products. Browse from activity trackers like Fitbit and Garmin, nutrition and protein supplements, family adventures, sports clothing, beauty and grooming and much more! Savings of up to 40% are available on 100s of top fitness brands and products. Discounts may vary and will change on a weekly basis.

Browse the user friendly site via a chosen category – be it travel, beauty and grooming, apparel, equipment, adventures, nutrition, or coaching and training. With new deals being added every week there is something for everyone, wherever they are on their fitness journey.

  • WorkLife have teamed up with Uinsure to offer your employees great exclusive deals on home and contents insurance!
  • Did you know that 1 in 3 homes are underinsured? To avoid heavy costs and small pay-outs, everyone should ensure that their home insurance policy covers their home’s re-build value and the entire value of its contents.
  • Uinsure offers £1million buildings and £75,000 contents cover as standard, with the option to increase the contents cover limit to £100,000 if necessary, at competitive low prices.
  • Uinsure will check the current cover to make sure it provides the level of protection needed, whilst also seeking out the best rates. Employees can then use the savings to do something they want or just reduce the strain on the monthly budget, whichever they choose.

Income protection, an insurance policy that pays a monthly sum if you can’t work for medical reasons, helps employees cope financially if this happens to them – especially if they’re still unable to work after their sick pay runs out.

We’ve partnered with Anorak, the smart income protection adviser, to make regulated advice accessible and cover easy to buy for your employees.

Employees simply answer a few quick questions about their life and finances to get personalised cover recommendations in minutes –Anorak does the hard work while your employees get the right cover for them.

Critical illness cover, an insurance policy that pays out a lump sum if you’re diagnosed with a critical illness, gives employees a financial cushion if this happens to them – so they can concentrate on getting better without having to worry about money (as a diagnosis can often come with needing time off work or facing unexpected medical costs).

We’ve partnered with Anorak, the smart critical illness insurance adviser, to make regulated advice accessible and cover easy to buy for your employees.

Employees simply answer a few quick questions about their life and finances to get personalised cover recommendations in minutes – Anorak does the hard work while your employees get the right cover for them.

Life insurance, which pays a lump sum if you die, gives employees peace of mind that if the worst were to happen to them, their families would be financially protected – perhaps helping to pay off the mortgage, keep paying the bills, or raise children.

We’ve partnered with Anorak, the smart life insurance adviser, to make regulated advice accessible and cover easy to buy for your employees.

Employees simply need to answer a few quick questions about their life and finances to get personalised cover recommendations in minutes – Anorak does the hard work while your employees get the right cover for them.

Techscheme lets your employees afford the unaffordable. They can save up to 12% on the cost of the latest tech, and get to spread the cost too.Techscheme is powered by Apple and Currys PC World giving you an unparalleled choice of tech.Employees can shop and save on over 5,000 tech products from over 400 brands. This includes smartphones from iPhone, Google and Galaxy. They can shop tablets including the iPad and Microsoft Surface. Choose from the latest laptops like the MacBook and HP. Or explore fitness trackers and smartwatches like the Apple Watch, Fitbit Ionic and Garmin vívoactive. Plus they can shop TVs, home audio, headphones, cameras, accessories and more.Shopping with Techscheme via Apple and Currys PC World means your employees will always pay the lowest price for any tech. Techscheme can be used in conjunction with any tech promotions – meaning they save up to an additional 12% on top of any sale prices.

Cyclescheme makes cycling to work accessible and affordable.

This simple scheme allows your employees to swap part of their annual salary to obtain any bike and / or cycle accessories. They can request a cycle package up to a limit set by you, make a tax saving of 25 – 39% and spread the cost too. Cyclescheme affords ultimate choice when choosing a new bike and / or accessories.

There are no restrictions on the type or cost of the bike employees get – it simply needs to enable them to cycle to work in a safe and comfortable manner. Popular choices include e-bikes, hybrid, road, mountain, cargo, adapted/inclusive and folding bikes. Employees can shop Cyclescheme online or in-store in over 2,000 retailers across the UK. This includes independent stores, big name retailers and online only retailers too.

The full list of Cyclescheme retailers can be found at

We know it can be difficult for employees to make time for personal issues, which is why we’ve made it easy to seek support at any time.

The 24/7 helpline offers practical information and emotional support for issues relating to family, bereavement, trauma, relationships, stress-related, personal legal information, tax information, medical information, money management, alcohol/drugs and debt support.

*Included with the Health cash plan at an additional charge

Speak face-to-face with a qualified GP on the go. Accessible on mobile, tablet or laptop and have a prescription delivered straight to a home or work address. No more waiting weeks for a GP appointment – employees have convenient access to a doctor at a time that suits them.  

  • Unlimited consultations – no limit to the number of times employees can use the service
  • No capped appointment times - speak to a GP for as long as needed to without feeling rushed
  • Prescriptions delivered directly to home or work address, or available to collect from a local pharmacy

*Included with the Health cash plan

  • Benefit from discounts of up to 25% at over 3,700 gyms, health clubs, leisure centres, yoga studios, and bootcamps across the UK.
  • Even if an employee is currently a member at one of the listed gyms, they may still be able to benefit from a discount.
  • Discounts are available with the UK’s leading gyms, like Nuffield Health, Bannatyne and Virgin Active, through to low-cost operators like Pure Gym and The Gym Group, as well as a host of local leisure centres, yoga studios and much more

We have joined with bYond to give your employees fantastic savings of up to 15% off everyday shopping at over 70 major stores and online retailers, great restaurants and fantastic experiences such as Argos, Sainsbury's, Pizza Express and more.

Your employees simply have to load their bYond card with money, and when they spend, they save. They can use the bYond card to spend in their favourite stores, pay for a meal out with the family, or just do the everyday supermarket shop. Every time your employees spend with bYond they earn money back based on a percentage of what they’ve spent, which is credited back to the bYond card within a month, meaning they’ll have even more money to spend next time, and more savings to enjoy.

bYond works just like a debit or credit card, so it has the ease of contactless and the security of chip and pin, giving your employees peace of mind and complete control over their spending.

bYond makes a real and positive difference to your employees by saving them between 3% and 15% every month on their shopping and going out. It's easier to manage than vouchers or having different cards for each shop because employees will have a single card for lots of great brands.

• They can top up their bYond cards online, via the app or text, anytime they like. Money is added to the bYond card within 30 days

• Any money back earned is put back onto the card monthly, ready to be spent again

• The bYond card can be managed online, via the app or by text

• Partner cards available, offering greater access to savings for your family

• bYond card brings together the security of Chip and PIN technology with the functionality of a multi-store card

• Contactless technology integrated with all cards

Health cash plans give your employees cash towards everyday health expenses. Employees can simply claim back the costs of dental check-ups, fillings, eye tests, physiotherapy, prescriptions and much more up to an agreed limit every year. Both employed-paid and voluntary employee paid plans are available, and employees have the option of covering family members too!

  • We’ve teamed up with evestor, who provide an online investment service that’s making investing simple and affordable for everyone. Whether your employees are new to the world of investing or have been investing for years, evestor keep it as simple and straightforward as possible for everyone. They manage everything in the investment process, so individuals don’t have to worry about the hassle of doing it themselves.
  • Employees start by selecting one of evestor’s investment products; Stocks & Shares ISA, General Investment Account (GIA) or Pension. Once they have chosen a product, employees then have a choice from three risk portfolios; low, medium or high. Individuals pick the right product and portfolio for their goals and evestor will handle the rest.
  • Its low annual fees are dependent upon the portfolio invested within but will be no more than 0.51%, which means employees can keep more of their returns and can withdraw their money at any time with no exit fees.

We’ve teamed up with OpenMoney, an award winning online financial adviser that offers expert financial advice through its online portal and handy tools via its app to help people manage their money better.

Did you know that almost 20 million people in the UK feel they would benefit from financial advice, but think they can’t afford or access it? OpenMoney are now making financial advice affordable and available to everyone.

After answering a few simple questions on their website, OpenMoney will be able to give your employees personalised advice about their money, whether that’s help managing their day-to-day finances better, building up savings or even investing - OpenMoney are here to help!

Their app allows employees to see all of their accounts, such as bank accounts, savings and credit cards, all in one place. They can use the app’s tools to manage their money by monitoring their spending, setting budgets to help pay off their debts quicker or build up a savings pot. And all of this is free to your employees.

If your employee is thinking about investing, with the potential of growing a bigger savings pot, OpenMoney will recommend the most suitable product to suit their financial situation and help meet their financial goals, such as saving for a house or retirement. People can start investing with OpenMoney from as little as £1, while their low annual fees are dependent upon the portfolio invested within but will be no more than 0.51%, means employees can keep more of their returns and can withdraw their money at any time with no exit fees.

Get in touch with us to learn more about our employee wellbeing platform

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  • Engage and retain top talent

  • Enhance employee wellbeing

  • Easy set-up and minimal admin

  • Simple, low-cost core offering